HEA Point of Sale for
Home Equity Agreements
Instant estimates. Multi-scenario quote documents. A guided application wizard. All under the Originator's brand.
QuantmRE's HEA point of sale gives Originators a consumer-facing calculator, instant multi-scenario quotes, and a guided application wizard purpose-built for Home Equity Agreements. Homeowners see illustrative settlement outcomes across future home values, and every quote is generated from the Originator's own versioned product guidelines.
Presenting an HEA quote means helping a homeowner understand an investment payment today against a share of home value later, across scenarios they can picture. There is no rate or payment schedule to anchor on, so the quote itself has to do that work.
Estimate · Quote · Application · Handoff
Example figures
Capabilities
What an HEA point of sale
must do.
Instant estimates
Estimates from address and basic inputs, backed by automated valuation, with the homeowner able to continue straight into a full application.
Multi-scenario quote documents
Polished PDF quote packages that illustrate settlement outcomes by future home value and settlement year, generated under the Originator's brand.
Guided application wizard
A step-by-step flow that collects homeowner information, consents, and documents, with progress saved throughout.
Integrated identity verification
Identity checks built into the flow rather than handled as a separate step outside the application.
Clean handoff to origination
Applications pass into the origination system with nothing re-keyed and full context preserved.
Quotes that
hold up.
Every quote is calculated from a specific, versioned set of product guidelines, and that version is stamped into the record. If guidelines change next month, this month's quotes remain traceable to the rules that produced them. For a product under increasing regulatory attention, that provenance matters as much as the presentation.
Built for more than
one channel.
The same quoting engine powers the Originator's own consumer site, branded links a broker sends a client, and internal desk quoting, so a homeowner gets the same numbers no matter which door they walk through.
Ready to see the quoting experience?
Tell us where you fit and we will show you exactly how QuantmRE's point of sale works for your business.
Request a Demo →Can homeowners get an instant HEA estimate online?
Yes. The calculator produces an estimate from the property address and basic inputs, supported by automated valuation, and the homeowner can continue directly into a full application.
What does an HEA quote document show?
A multi-page document illustrating the investment payment, the equity share, and example settlement outcomes across a range of future home values and settlement years, plus key definitions and disclosures in the Originator's approved language.
Whose branding appears on quotes and applications?
The Originator's. The point of sale runs fully white-labeled, including broker-distributed quote links.
How are quote calculations governed?
Every calculation runs against a versioned product guideline set, and the version is recorded with the quote, creating a complete provenance chain from estimate to funded agreement.
Can brokers generate quotes for their clients?
Yes, through the broker portal. Brokers send branded quote links or generate quotes directly, with visibility into status as the deal progresses.